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  • Time for Socialism: Dispatches from a World on Fire, 2016-2021
    Time for Socialism: Dispatches from a World on Fire, 2016-2021
    Time for Socialism: Dispatches from a World on Fire, 2016-2021

    Audiobook

    Time for Socialism: Dispatches from a World on Fire, 2016-2021

    byThomas Piketty

    A chronicle of recent events that have shaken the world, from the author of Capital in the Twenty-First Century As a correspondent for the French newspaper Le Monde, world-renowned economist Thomas Piketty has documented the rise and fall of Trump, the drama of Brexit, Emmanuel Macron’s ascendance to the French presidency, the unfolding of a global pandemic, and much else besides, always from the perspective of his fight for a more equitable world. This collection brings together those articles and is prefaced by an extended introductory essay, in which Piketty argues that the time has come to support an inclusive and expansive conception of socialism as a counterweight against the hypercapitalism that defines our current economic ideology. These essays offer a first draft of history from one of the world’s leading economists and public figures, detailing the struggle against inequalities and tax evasion, in favor of a federalist Europe and a globalization more respectful of work and the environment.

    Rating: 4 out of 5 stars
    4/5
  • Move: The Forces Uprooting Us
    Move: The Forces Uprooting Us
    Move: The Forces Uprooting Us

    Audiobook

    Move: The Forces Uprooting Us

    byParag Khanna

    *A Financial Times Best Book of the Year* A “provocative” (Booklist) and compelling look at the powerful global forces that will cause billions of us to move geographically over the next decades, ushering in an era of radical change. In the 60,000 years since people began colonizing the continents, a recurring feature of human civilization has been mobility—the ever-constant search for resources and stability. Seismic global events—wars and genocides, revolutions and pandemics—have only accelerated the process. The map of humanity isn’t settled—not now, not ever. As climate change tips toward full-blown crisis, economies collapse, governments destabilize, and technology disrupts, we’re entering a new age of mass migrations—one that will scatter both the dispossessed and the well-off. Which areas will people abandon and where will they resettle? Which countries will accept or reject them? As today’s world population, which includes four billion restless youth, votes with their feet, what map of human geography will emerge? In Move, celebrated futurist Parag Khanna provides an illuminating and authoritative vision of the next phase of human civilization—one that is both mobile and sustainable. As the book explores, in the years ahead people will move people to where the resources are and technologies will flow to the people who need them, returning us to our nomadic roots while building more secure habitats. “An urgent, powerful argument for more open international borders” (Kirkus Reviews, starred review), Move is a fascinating look at the deep trends that are shaping the most likely scenarios for the future. Most important, it guides each of us as we determine our optimal location on humanity’s ever-changing map.

    Rating: 4 out of 5 stars
    4/5
  • The 9.9 Percent: The New Aristocracy That Is Entrenching Inequality and Warping Our Culture
    The 9.9 Percent: The New Aristocracy That Is Entrenching Inequality and Warping Our Culture
    The 9.9 Percent: The New Aristocracy That Is Entrenching Inequality and Warping Our Culture

    Audiobook

    The 9.9 Percent: The New Aristocracy That Is Entrenching Inequality and Warping Our Culture

    byMatthew Stewart

    A “brilliant” (The Washington Post), “clear-eyed and incisive” (The New Republic) analysis of how the wealthiest group in American society is making life miserable for everyone—including themselves. In 21st-century America, the top 0.1% of the wealth distribution have walked away with the big prizes even while the bottom 90% have lost ground. What’s left of the American Dream has taken refuge in the 9.9% that lies just below the tip of extreme wealth. Collectively, the members of this group control more than half of the wealth in the country—and they are doing whatever it takes to hang on to their piece of the action in an increasingly unjust system. They log insane hours at the office and then turn their leisure time into an excuse for more career-building, even as they rely on an underpaid servant class to power their economic success and satisfy their personal needs. They have segregated themselves into zip codes designed to exclude as many people as possible. They have made fitness a national obsession even as swaths of the population lose healthcare and grow sicker. They have created an unprecedented demand for admission to elite schools and helped to fuel the dramatic cost of higher education. They channel their political energy into symbolic conflicts over identity in order to avoid acknowledging the economic roots of their privilege. And they have created an ethos of “merit” to justify their advantages. They are all around us. In fact, they are us—or what we are supposed to want to be. In this “captivating account” (Robert D. Putnam, author of Bowling Alone), Matthew Stewart argues that a new aristocracy is emerging in American society and it is repeating the mistakes of history. It is entrenching inequality, warping our culture, eroding democracy, and transforming an abundant economy into a source of misery. He calls for a regrounding of American culture and politics on a foundation closer to the original promise of America.

    Rating: 4 out of 5 stars
    4/5
  • The Debt Trap: How Student Loans Became a National Catastrophe
    The Debt Trap: How Student Loans Became a National Catastrophe
    The Debt Trap: How Student Loans Became a National Catastrophe

    Audiobook

    The Debt Trap: How Student Loans Became a National Catastrophe

    byJosh Mitchell

    An NPR Best Book of 2021 From acclaimed Wall Street Journal reporter Josh Mitchell, the “devastating account” (The Wall Street Journal) of student debt in America. In 1981, a new executive at Sallie Mae took home the company’s financial documents to review. “You’ve got to be shitting me,” he later told the company’s CEO. “This place is a gold mine.” Over the next four decades, the student loan industry that Sallie Mae and Congress created blew up into a crisis that would submerge a generation of Americans into $1.5 trillion in student debt. In The Debt Trap, Wall Street Journal reporter Josh Mitchell tells the “vivid and compelling” (Chicago Tribune) untold story of the scandals, scams, predatory actors, and government malpractice that have created the behemoth that one of its original architects called a “monster.” As he charts the “jaw-dropping” (Jeffrey Selingo, New York Times bestselling author of Who Gets in and Why) seventy-year history of student debt in America, Mitchell never loses sight of the countless student victims ensnared by an exploitative system that depends on their debt. Mitchell also draws alarming parallels to the housing crisis in the late 2000s, showing the catastrophic consequences student debt has had on families and the nation’s future. Mitchell’s character-driven narrative is “necessary reading” (The New York Times) for anyone wanting to understand the central economic issue of our day.

    Rating: 4 out of 5 stars
    4/5
  • Crypto Economy: How Blockchain, Cryptocurrency, and Token-Economy Are Disrupting the Financial World
    Crypto Economy: How Blockchain, Cryptocurrency, and Token-Economy Are Disrupting the Financial World
    Crypto Economy: How Blockchain, Cryptocurrency, and Token-Economy Are Disrupting the Financial World

    Audiobook

    Crypto Economy: How Blockchain, Cryptocurrency, and Token-Economy Are Disrupting the Financial World

    byAries Wanlin Wang

    In late 2008, under the long shadow cast by the most severe economic crisis in generations, a revolutionary new form of currency was quietly being shaped. At the time no one could have predicted that an obscure form of electronic money would in less than a decade prove to be the most important financial innovation of the 21st century—a tool that would spark an entire new economic institution: crypto economy. That once-obscure money was known as Bitcoin, and today it is the highest valued digital coin. And though consumers continue to scramble to cash in on the trending currency, the technology behind Bitcoin known as Blockchain, which allows the currency to bought and sold without regulation by a government, remains a mystery to the public. In Crypto Economy, Aries Wanlin Wang provides the definitive blueprint for understanding how Bitcoin, Blockchain, and other digital technologies are disrupting traditional financial institutions and forever changing the world of commerce.

    Rating: 4 out of 5 stars
    4/5
  • Fulfillment: Winning and Losing in One-Click America
    Fulfillment: Winning and Losing in One-Click America
    Fulfillment: Winning and Losing in One-Click America

    Audiobook

    Fulfillment: Winning and Losing in One-Click America

    byAlec MacGillis

    An award-winning journalist investigates Amazon’s impact on the wealth and poverty of towns and cities across the United States. In 1937, the famed writer and activist Upton Sinclair published a novel bearing the subtitle A Story of Ford-America. He blasted the callousness of a company worth “a billion dollars” that underpaid its workers while forcing them to engage in repetitive and sometimes dangerous assembly line labor. Eighty-three years later, the market capitalization of Amazon.com has exceeded one trillion dollars, while the value of the Ford Motor Company hovers around thirty billion. We have, it seems, entered the age of one-click America—and as the coronavirus makes Americans more dependent on online shopping, its sway will only intensify. Alec MacGillis’s Fulfillment is not another inside account or exposé of our most conspicuously dominant company. Rather, it is a literary investigation of the America that falls within that company’s growing shadow. As MacGillis shows, Amazon’s sprawling network of delivery hubs, data centers, and corporate campuses epitomizes a land where winner and loser cities and regions are drifting steadily apart, the civic fabric is unraveling, and work has become increasingly rudimentary and isolated. Ranging across the country, MacGillis tells the stories of those who’ve thrived and struggled to thrive in this rapidly changing environment. In Seattle, high-paid workers in new office towers displace a historic black neighborhood. In suburban Virginia, homeowners try to protect their neighborhood from the environmental impact of a new data center. Meanwhile, in El Paso, small office supply firms seek to weather Amazon’s takeover of government procurement, and in Baltimore a warehouse supplants a fabled steel plant. Fulfillment also shows how Amazon has become a force in Washington, D.C., ushering listeners through a revolving door for lobbyists and government contractors and into CEO Jeff Bezos’s lavish Kalorama mansion. With empathy and breadth, MacGillis demonstrates the hidden human costs of the other inequality—not the growing gap between rich and poor, but the gap between the country’s winning and losing regions. The result is an intimate account of contemporary capitalism: its drive to innovate, its dark, pitiless magic, its remaking of America with every click. A Macmillan Audio production from Farrar, Straus and Giroux

    Rating: 5 out of 5 stars
    5/5
  • The Price You Pay for College: An Entirely New Roadmap for the Biggest Financial Decision Your Family Will Ever Make
    The Price You Pay for College: An Entirely New Roadmap for the Biggest Financial Decision Your Family Will Ever Make
    The Price You Pay for College: An Entirely New Roadmap for the Biggest Financial Decision Your Family Will Ever Make

    Audiobook

    The Price You Pay for College: An Entirely New Roadmap for the Biggest Financial Decision Your Family Will Ever Make

    byRon Lieber

    The hugely popular New York Times “Your Money” columnist and author of the bestselling The Opposite of Spoiled offers a deeply reported and emotionally honest approach to the biggest financial decision families will ever make: what to pay for college.  Sending a teenager to a flagship state university for four years of on-campus living costs more than $100,000 in many parts of the United States. Meanwhile, many families of freshmen attending selective private colleges will spend triple—over $300,000. With the same passion, smarts, and humor that infuse his personal finance column, Ron Lieber offers a much-needed roadmap to help families navigate this difficult and often confusing journey.  Lieber begins by explaining who pays what and why and how the financial aid system got so complicated. He also pulls the curtain back on merit aid, an entirely new form of discounting that most colleges now use to compete with peers. While price is essential, value is paramount. So what is worth paying extra for, and how do you know when it exists in abundance at any particular school? Is a small college better than a big one? Who actually does the teaching? Given that every college claims to have reinvented its career center, who should we actually believe? He asks the tough questions of college presidents and financial aid gatekeepers that parents don’t know (or are afraid) to ask and summarizes the research about what matters and what doesn’t. Finally, Lieber calmly walks families through the process of setting financial goals, explaining the system to their children and figuring out the right ways to save, borrow, and bargain for a better deal.  The Price You Pay for College gives parents the clarity they need to make informed choices and helps restore the joy and wonder the college experience is supposed to represent. Supplemental enhancement PDF accompanies the audiobook.

    Rating: 4 out of 5 stars
    4/5
  • Get What's Yours for Health Care: How to Get the Best Care at the Right Price
    Get What's Yours for Health Care: How to Get the Best Care at the Right Price
    Get What's Yours for Health Care: How to Get the Best Care at the Right Price

    Audiobook

    Get What's Yours for Health Care: How to Get the Best Care at the Right Price

    byPhilip Moeller

    At a time when healthcare and medical insurance are more important than ever comes this authoritative, unbiased new volume in the acclaimed Get What’s Yours series. Healthcare expert Philip Moeller has written a reliable, concise guide to healthcare and health insurance basics. He provides tools that patients need before, during, and after they get medical care. He describes the care we need, the care we don’t, and how to deal with doctors, hospitals, and other healthcare providers. Moeller explains telemedicine and healthcare apps that have become so important during the coronavirus epidemic. The book shares the stories of disruptive health innovators who have given us access to true health costs, cheaper prescription drugs, and low-cost care in and outside the US. You will learn how to avoid poor care, fight back against denied insurance claims and inflated bills, and use social media to connect with powerful advocates. Throughout, Get What’s Yours for Healthcare draws on stories of people who share their lessons on how to successfully navigate the healthcare system. This invaluable guide helps people get access to the care they need at a price they can afford. It’s the book we all need now.

    Rating: 0 out of 5 stars
    0 ratings
  • Finance Secrets of Billion-Dollar Entrepreneurs: Venture Finance Without Venture Capital
    Finance Secrets of Billion-Dollar Entrepreneurs: Venture Finance Without Venture Capital
    Finance Secrets of Billion-Dollar Entrepreneurs: Venture Finance Without Venture Capital

    Audiobook

    Finance Secrets of Billion-Dollar Entrepreneurs: Venture Finance Without Venture Capital

    byDileep Rao

    Take Control of Your Startup—and Watch it Grow An analysis of success: By learning from both the mistakes and achievements of those before us, we can better craft our own approach to success. Award-winning professor of entrepreneurship Dileep Rao presents readers with a detailed guide to success through his interviews and analysis of billion-dollar entrepreneurs (those who built a venture from startup to more than $1 billion in sales and valuation) and 100 million-dollar entrepreneurs (startup to $100 million). Build your business without venture capital (VC) funding: While starting a business without outside help seems difficult, Rao is here to show entrepreneurs that not only is it possible, but it could very well lead to a more successful business. Rao shares how more than 90 percent of America’s billion-dollar entrepreneurs in the VC era (since 1946) avoided or delayed VC, and instead used finance-smart expertise—skills that combine business-smart, capital-smart, and leadership-smart strategies. The right mix of internal and external financing: It takes more than one person to grow a business from the bottom up. But that doesn’t mean we have to sacrifice control of the venture in the process. Armed with 23 years of experience as a financer, Rao shows readers how to optimize internal financing so as to attract external financing. By keeping control of the venture, entrepreneurs keep more of the wealth, as well. Dileep Rao’s Finance Secrets of Billion-Dollar Entrepreneurs shares with readers: Pre-financing, financing and post-financing skills and strategies of finance-smart entrepreneurs The ins and outs of venture finance, applicable to anyone looking to start a business Tips on increasing capital productivity and attaining financially sustainable entrepreneurship If you’ve enjoyed entrepreneurship-focused titles such as The Lean Startup, The $100 Startup, and Venture Deals, then Rao’s Finance Secrets of Billion-Dollar Entrepreneurs is the next book for you.

    Rating: 4 out of 5 stars
    4/5
  • Ask for More: 10 Questions to Negotiate Anything
    Ask for More: 10 Questions to Negotiate Anything
    Ask for More: 10 Questions to Negotiate Anything

    Ebook

    Ask for More: 10 Questions to Negotiate Anything

    byAlexandra Carter

    An instant Wall Street Journal bestseller and “a joy to read” (Douglas Stone and Sheila Heen, authors of Difficult Conversations), Ask for More shows that by asking better questions, you get better answers—and better results from any negotiation. Negotiation is not a zero-sum game. It’s an essential skill for your career that can also improve your closest relationships and your everyday life. Still, people often shy away from it, feeling defeated before they’ve even started. In this groundbreaking new book on negotiation, Alexandra Carter—Columbia law professor and mediation expert who has helped students, business professionals, the United Nations, and more—offers a straightforward accessible approach anyone can use to ask for and receive more. We’ve been taught incorrectly that the loudest and most assertive voice prevails in any negotiation, or otherwise, both sides compromise, ending up with less. Instead, Carter shows that you get far more value by asking the right questions of the person you’re negotiating with than you do from arguing with them. She offers a simple yet powerful ten-question framework for successful negotiation where both sides emerge victorious. Carter’s proven method extends far beyond one “yes” and instead creates value that lasts a lifetime. Ask for More is “like having a negotiation coach in your corner” (Linda Babcock, author of Women Don’t Ask) and gives you the tools to bring clarity and perspective to any critical discussion, no matter the topic.

    Rating: 4 out of 5 stars
    4/5
  • Happy Money: The Japanese Art of Making Peace with Your Money
    Happy Money: The Japanese Art of Making Peace with Your Money
    Happy Money: The Japanese Art of Making Peace with Your Money

    Ebook

    Happy Money: The Japanese Art of Making Peace with Your Money

    byKen Honda

    Ken Honda—Japan’s #1 bestselling personal development guru—teaches you how to achieve peace of mind when it comes to money with this instant national bestseller. Too often, money is a source of fear, stress, and anger, often breaking apart relationships and even ruining lives. We like to think money is just a number or a piece of paper, but it is so much more than that. Money has the ability to smile, it changes when it is given with a certain feeling, and the energy with which it imbues us impacts not only ourselves, but others as well. Although Ken Honda is often called a “money guru,” his real job over the past decade has been to help others discover the tools they already possess to heal their own lives and relationships with money. Learn how to treat money as a welcome guest, allowing it to come and go with respect and without resentment; understand and improve your money EQ; unpack the myth of scarcity; and embrace the process of giving money, not just receiving it. This book isn’t to fix you, because as Ken Honda says, you’re already okay!

    Rating: 5 out of 5 stars
    5/5
  • The Latte Factor: Why You Don't Have to be Rich to Live Rich
    The Latte Factor: Why You Don't Have to be Rich to Live Rich
    The Latte Factor: Why You Don't Have to be Rich to Live Rich

    Audiobook

    The Latte Factor: Why You Don't Have to be Rich to Live Rich

    byDavid Bach

    Discover number-one New York Times best-selling author David Bach’s three secrets to financial freedom in an engaging story that will show you that you are richer than you think. Drawing on the author’s experiences teaching millions of people around the world to live a rich life, this fast, easy listen reveals how anyone — from millennials to Baby Boomers — can still make his or her dreams come true. In this compelling, heartwarming parable, Bach and his best-selling coauthor John David Mann (The Go-Giver) tell the story of Zoey, a 20-something woman living and working in New York City. Like many young professionals, Zoey is struggling to make ends meet under a growing burden of credit card and student loan debt, working crazy hours at her dream job but still not earning enough to provide a comfortable financial cushion. At her boss’ suggestion, she makes friends with Henry, the elderly barista at her favorite Brooklyn coffee shop. Henry soon reveals his “Three Secrets to Financial Freedom”, ideas Zoey dismisses at first but whose true power she ultimately comes to appreciate. Over the course of a single week, Zoey discovers she already earns enough to secure her financial future and realize her truest dreams — all she has to do is make a few easy shifts in her everyday routine.

    Rating: 4 out of 5 stars
    4/5
  • Refinery29 Money Diaries: Everything You've Ever Wanted To Know About Your Finances... And Everyone Else's
    Refinery29 Money Diaries: Everything You've Ever Wanted To Know About Your Finances... And Everyone Else's
    Refinery29 Money Diaries: Everything You've Ever Wanted To Know About Your Finances... And Everyone Else's

    Ebook

    Refinery29 Money Diaries: Everything You've Ever Wanted To Know About Your Finances... And Everyone Else's

    byLindsey Stanberry

    Does it feel like you’re NEVER going to finish paying back your student loans? Do you spend more on coffee per month than you put into your 401(k)? Do you avoid looking at your bank balance because it’s easier to live in denial? The first step to getting your financial life in order is tracking what you spend. Money Diaries, the breakout series from Refinery29, offers readers a revealing and often surprising look at the personal finances of others: what they spend, how they save, and even the purchases they hide from their partners and friends. Featuring all-new Money Diaries, valuable advice on how to get rich (and afford life in the meantime) from a handpicked team of female financial advisers, and money challenges that will save you up to $500, Refinery29 Money Diaries will empower you to take immediate control of your own money, including: • Why budgets are bulls&!t and what to do instead • How to make repaying your loans as painless as possible • How to start an emergency fund even if you’re living paycheck to paycheck • How to effectively ask for a raise and make sure you’re being paid fairly • How to have fun without going broke • The joy of saving for future you With a vision of what your dream bank account balance looks like, some expert advice to help you achieve it, and the support of a powerful community with the same goal, you’ll be a step closer to taking control of not just your wallet, but your life.

    Rating: 4 out of 5 stars
    4/5
  • 7 Secrets to Investing Like Warren Buffett
    7 Secrets to Investing Like Warren Buffett
    7 Secrets to Investing Like Warren Buffett

    Ebook

    7 Secrets to Investing Like Warren Buffett

    byMary Buffett

    A clear, simple, and complete guide for beginning investors from bestselling author Mary Buffett and Sean Seah that explains Warren Buffett’s techniques of Value Investing and his proven strategies to ensure long-term success. For twelve years, Mary Buffett was part of the Buffett inner circle. During that time, she studied Warren’s investment strategies and techniques and observed his habits. Now, in 7 Secrets to Investing Like Warren Buffett, Mary and Sean Seah provide a complete guide for beginning investors who want to understand how to invest like Warren Buffett. Mary and Sean walk readers through the process of assessing and buying stocks step-by-step. Their friendly and direct style and concrete examples make it easy to understand how to avoid common pitfalls and prosper in the stock market. The first section of the book discusses habits to adopt to begin a lifelong journey of wealth building. The second section examines specific stock-picking techniques inspired by Buffett’s teacher Benjamin Graham and that are vastly different from the common Wall Street wisdom of trying to time the market. The authors look at timeless principles as well as latest ideas on where to find great investment ideas, and they share the specific financial indicators they look for in a good investment. Finally, Mary and Sean explain how to build and track a portfolio of stocks. From learning how to read financial statements to preparing both personal and professional balance sheets, 7 Secrets to Investing Like Warren Buffett is a must-have companion for every investor. Simple questionnaires, charts, and graphs help illustrate specific strategies. The authors’ personal stories provide a clear explanation of the theory behind Value Investing, as well as advice for developing the necessary “soft skills”—habits, mindset, loving what you do, taking care of your mind and body—that have made Warren Buffett and many others so successful.

    Rating: 4 out of 5 stars
    4/5
  • What Matters Most: The Get Your Shit Together Guide to Wills, Money, Insurance, and Life's "What-ifs"
    What Matters Most: The Get Your Shit Together Guide to Wills, Money, Insurance, and Life's "What-ifs"
    What Matters Most: The Get Your Shit Together Guide to Wills, Money, Insurance, and Life's "What-ifs"

    Ebook

    What Matters Most: The Get Your Shit Together Guide to Wills, Money, Insurance, and Life's "What-ifs"

    byChanel Reynolds

    A practical look at putting your life together written by the founder of the internationally celebrated website Get Your Shit Together and informed by the author’s personal experience after her husband was killed in a biking accident. Part memoir, part hard-working how-to guidebook, What Matters Most inspires readers to get their ‘affairs in order’ before the unthinkable (or inevitable) happens. On July 17, 2009, Chanel Reynolds’s husband, José, was sideswiped by a van while cycling near their home in Seattle. In the aftermath of her husband’s sudden death, Reynolds quickly realized that she was left bewildered and underprepared for what happens next. What was the password to his phone? Did they sign their wills? How much insurance did they have? Could she afford the house? And what the hell was probate court anyway? Simply put, when life went sideways she didn’t have her shit together. As it turns out, most of us don’t either. We’re too busy, in denial, overwhelmed, don’t know where to start. We procrastinate or outright avoid having these difficult yet critical conversations. Reynolds learned the hard way that hoping for the best is not a plan, but you don’t have to. Drawing on her first-hand experience, expert advice, and the unparalleled resources she’s compiled from her popular website and checklists, Reynolds lends her, friendly, human voice to help readers navigate and avoid much of confusion, overwhelm, and uncertainty when ‘something happens’ and learn how to: • Create a will, living will, and power of attorney documents • Update (or finally get) the right life insurance policy • Start or grow an emergency fund and prioritize your spending • Make a watertight emergency and ‘What-If’ plan • Keep secure, up-to-date records of personal information Authoritative yet intimate, grounded but irreverent, Reynolds’s voice carries readers through a tough subject with candor and compassion. Weaving personal story with hard-won wisdom, What Matters Most is the approachable, no-nonsense handbook we all need to living a life free of worry and “what ifs.”

    Rating: 4 out of 5 stars
    4/5
  • Dollars and Sense: How We Misthink Money and How to Spend Smarter
    Dollars and Sense: How We Misthink Money and How to Spend Smarter
    Dollars and Sense: How We Misthink Money and How to Spend Smarter

    Ebook

    Dollars and Sense: How We Misthink Money and How to Spend Smarter

    byDr. Dan Ariely

    New York Times bestselling author, Dan Ariely, teams up with financial comedian and writer Jeff Kreisler, to delve into the truly irrational world of personal finance, blending humor and behavioral economics to help people understand the psychology behind their financial decisions and show them how they can make better ones. He entertains critical questions such as these: Why is paying for things painful?Why are we comfortable overpaying for something in the present just because we’ve overpaid for it in the past?Why is it easy to pay $4 for a soda on vacation, when we wouldn’t spend more than $1 on that same soda at our local grocery store? We think of money as numbers, values, and amounts, but when it comes down to it, when we actually use our money, we engage our hearts more than our heads. Emotions play a powerful role in shaping our financial behavior, often making us our own worst enemies as we try to save, access value, and spend responsibly. In Dollars and Sense, bestselling author and behavioral economist Dan Ariely teams up with financial comedian and writer Jeff Kreisler to challenge many of our most basic assumptions about the precarious relationship between our brains and our money. In doing so, they undermine many of personal finance’s most sacred beliefs and explain how we can override some of our own instincts to make better financial choices. Exploring a wide range of everyday topics—from the lure of pain-free spending with credit cards to the pitfalls of household budgeting to the seduction of holiday sales—Ariely and Kreisler demonstrate how our misplaced confidence in our spending habits frequently leads us astray, costing us more than we realize, whether it’s the real value of the time we spend driving forty-five minutes to save $10 or our inability to properly assess what the things we buy are actually worth. The result not only reveals the rationale behind our most head-scratching financial choices but also offers clear guidance for navigating the treacherous financial landscape of the brain. Fascinating, engaging, funny, and essential, Dollars and Sense provides the practical tools we need to understand and improve our financial choices, save and spend smarter, and ultimately live better.

    Rating: 4 out of 5 stars
    4/5
  • FAKE: Fake Money, Fake Teachers, Fake Assets: How Lies Are Making the Poor and Middle Class Poorer
    FAKE: Fake Money, Fake Teachers, Fake Assets: How Lies Are Making the Poor and Middle Class Poorer
    FAKE: Fake Money, Fake Teachers, Fake Assets: How Lies Are Making the Poor and Middle Class Poorer

    Audiobook

    FAKE: Fake Money, Fake Teachers, Fake Assets: How Lies Are Making the Poor and Middle Class Poorer

    byRobert T. Kiyosaki

    Robert Kiyosaki ― author of the #1 Personal Finance book of all time ― has built a legacy around simplifying complex and often-confusing subjects like money and investing. He continues to challenge conventional wisdom and asks the questions that will help readers sift through today's information overload to uncover ways to assess what's real… and what isn't. And use truth and facts as a foundation for taking control of their financial lives. In this new book, Robert fights what's 'fake' and helps readers differentiate between what's real…and what isn't. Robert pulls no punches in his assessment of what is passed off as 'fact' or conventional wisdom and believes that a strong foundation―for anything we want to build―needs to start with solid, true information. In today's uncertain times, creating a secure financial future and the peace of mind that comes with it starts with taking action and taking control. In FAKE: Fake Money, Fake Teachers, Fake Assets, Robert delivers insights and answers that help ordinary people―who probably haven't had a lot of financial education―determine what's 'real' and relevant to their financial lives. Every day we are bombarded with news reports and information and opinions… How do we decipher fact from fiction? How do we differentiate between truth and lies? And determine what's real… from what isn't? Kiyosaki believes that it starts with education, financial education designed to make us smarter with our money―and able to fight what's fake and use what isn't to secure our financial future.

    Rating: 5 out of 5 stars
    5/5
  • Angel: How to Invest in Technology Startups—Timeless Advice from an Angel Investor Who Turned $100,000 into $100,000,000
    Angel: How to Invest in Technology Startups—Timeless Advice from an Angel Investor Who Turned $100,000 into $100,000,000
    Angel: How to Invest in Technology Startups—Timeless Advice from an Angel Investor Who Turned $100,000 into $100,000,000

    Ebook

    Angel: How to Invest in Technology Startups—Timeless Advice from an Angel Investor Who Turned $100,000 into $100,000,000

    byJason Calacanis

    One of Silicon Valley’s most successful angel investors shares his rules for investing in startups. There are two ways to make money in startups: create something valuable—or invest in the people that are creating valuable things. Over the past twenty-five years, Jason Calacanis has made a fortune investing in creators, spotting and helping build and fund a number of successful technology startups—investments that have earned him tens of millions of dollars. Now, in this enlightening guide that is sure to become the bible for twenty-first century investors, Calacanis takes potential angels step-by-step through his proven method of creating massive wealth: startups. As Calacanis makes clear, you can get rich—even if you came from humble beginnings (his dad was a bartender, his mom a nurse), didn’t go to the right schools, and weren’t a top student. The trick is learning how angel investors think. Calacanis takes you inside the minds of these successful moneymen, helping you understand how they prioritize and make the decisions that have resulted in phenomenal profits. He guides you step by step through the process, revealing how leading investors evaluate new ventures, calculating the risks and rewards, and explains how the best startups leverage relationships with angel investors for the best results. Whether you’re an aspiring investor or a budding entrepreneur, Angel will inspire and educate you on all the ins of outs. Buckle up for a wild ride into the world of angel investing!

    Rating: 5 out of 5 stars
    5/5
  • The Behavioral Investor
    The Behavioral Investor
    The Behavioral Investor

    Ebook

    The Behavioral Investor

    byDaniel Crosby

    From the New York Times bestselling author of the book named the best investment book of 2017 comes The Behavioral Investor, an applied look at how psychology ought to inform the art and science of investment management. In The Behavioral Investor, psychologist and asset manager Dr. Daniel Crosby examines the sociological, neurological and psychological factors that influence our investment decisions and sets forth practical solutions for improving both returns and behavior. Readers will be treated to the most comprehensive examination of investor behavior to date and will leave with concrete solutions for refining decision-making processes, increasing self-awareness and constraining the fatal flaws to which most investors are prone. The Behavioral Investor takes a sweeping tour of human nature before arriving at the specifics of portfolio construction, rooted in the belief that it is only as we come to a deep understanding of “why” that we are left with any clue as to “how” we ought to invest. The book is comprised of three parts, which are as follows: - Part One – An explication of the sociological, neurological and physiological impediments to sound investment decision-making. Readers will leave with an improved understanding of how externalities impact choices in nearly imperceptible ways and begin to understand the impact of these pressures on investment selection. - Part Two – Coverage of the four primary psychological tendencies that impact investment behavior. Although human behavior is undoubtedly complex, in an investment context our choices are largely driven by one of the four factors discussed herein. Readers will emerge with an improved understanding of their own behavior, increased humility and a lens through which to vet decisions of all types. - Part Three – Illuminates the “so what” of Parts One and Two and provides a framework for managing wealth in a manner consistent with the realities of our contextual and behavioral shortcomings. Readers will leave with a deeper understanding of the psychological underpinnings of popular investment approaches such as value and momentum and appreciate why all types of successful investing have psychology at their core. Wealth, truly considered, has at least as much to do with psychological as financial wellbeing. The Behavioral Investor aims to enrich readers in the most holistic sense of the word, leaving them with tools for compounding both wealth and knowledge.

    Rating: 5 out of 5 stars
    5/5
  • Meet the Frugalwoods: Achieving Financial Independence Through Simple Living
    Meet the Frugalwoods: Achieving Financial Independence Through Simple Living
    Meet the Frugalwoods: Achieving Financial Independence Through Simple Living

    Ebook

    Meet the Frugalwoods: Achieving Financial Independence Through Simple Living

    byElizabeth Willard Thames

    The deeply personal story of why award-winning personal finance blogger Elizabeth Willard Thames abandoned a successful career in the city and embraced extreme frugality in order to create a more meaningful, purpose-driven life and retire to a homestead in the woods at age thirty-two with her husband and daughter. In 2014, Elizabeth and Nate Thames were conventional 9-5 young urban professionals. But the couple had a dream to become modern-day homesteaders in rural Vermont. Determined to retire as early as possible in order to start living each day—as opposed to wishing time away working for the weekends—they enacted a plan to save an enormous amount of money: well over seventy percent of their joint take home pay. Dubbing themselves the Frugalwoods, Elizabeth began documenting their unconventional frugality and the resulting wholesale lifestyle transformation on their eponymous blog. In less than three years, Elizabeth and Nate reached their goal. Today, they are financially independent and living out their dream on a sixty-six-acre homestead in the woods of rural Vermont with their young daughter. While frugality makes their lifestyle possible, it’s also what brings them peace and genuine happiness. They don’t stress out about impressing people with their material possessions, buying the latest gadgets, or keeping up with any Joneses. In the process, Elizabeth discovered the self-confidence and liberation that stems from disavowing our culture’s promise that we can buy our way to "the good life." Elizabeth unlocked the freedom of a life no longer beholden to the clarion call to consume ever-more products at ever-higher sums. Meet the Frugalwoods is the intriguing story of how Elizabeth and Nate realized that the mainstream path wasn’t for them, crafted a lifestyle of sustainable frugality, and reached financial independence at age thirty-two. While not everyone wants to live in the woods, or quit their jobs, many of us want to have more control over our time and money and lead more meaningful, simplified lives. Following their advice, you too can live your best life.

    Rating: 4 out of 5 stars
    4/5
  • Invested: How Warren Buffett and Charlie Munger Taught Me to Master My Mind, My Emotions, and My Money (with a Little Help From My Dad)
    Invested: How Warren Buffett and Charlie Munger Taught Me to Master My Mind, My Emotions, and My Money (with a Little Help From My Dad)
    Invested: How Warren Buffett and Charlie Munger Taught Me to Master My Mind, My Emotions, and My Money (with a Little Help From My Dad)

    Audiobook

    Invested: How Warren Buffett and Charlie Munger Taught Me to Master My Mind, My Emotions, and My Money (with a Little Help From My Dad)

    byDanielle Town

    In this essential handbook—a blend of Rich Dad, Poor Dad and The Happiness Project—the co-host of the wildly popular InvestED podcast shares her yearlong journey learning to invest, as taught to her by her father, investor and bestselling author Phil Town. Growing up, the words finance, savings, and portfolio made Danielle Town's eyes glaze over, and the thought of stocks and financial statements shut down her brain. The daughter of a successful investor and bestselling financial author of Rule #1, Phil Town, she spent most of her adult life avoiding investing—until she realized that her time-consuming career as lawyer was making her feel anything but in control of her life or her money. Determined to regain her freedom, vote for her values with her money, and deal with her fear of the unpredictable stock market, she turned to her father, Phil, to help her take charge of her life and her future through Warren Buffett-style value investing. Over the course of a year, Danielle went from avoiding everything to do with the financial industrial complex to knowing exactly how and when to invest in wonderful companies. In Invested, Danielle shows you how to do the same: how to take command of your own life and finances by choosing companies with missions that match your values, using the same gold standard strategies that have catapulted Warren Buffet and Charlie Munger to the top of the Forbes 400. Avoiding complex math and obsolete financial models, she turns her father's investing knowledge into twelve easy-to understand lessons. In each chapter, Danielle examines the investment strategies she mastered as her increasing know-how deepens the trust between her and her father. Throughout, she streamlines the process of making wise financial decisions and shows you just how easy—and profitable—investing can be. Capturing a warm, charming, and down-to-earth give and take between a headstrong daughter and her mostly patient dad, Invested makes the complex world of investing simple, straightforward, and approachable, and will help you formulate your own investment plan—and foster the confidence to put it into action.

    Rating: 5 out of 5 stars
    5/5
  • Unshakeable: Your Financial Freedom Playbook
    Unshakeable: Your Financial Freedom Playbook
    Unshakeable: Your Financial Freedom Playbook

    Ebook

    Unshakeable: Your Financial Freedom Playbook

    byTony Robbins

    Transform your financial life and accelerate your path to financial freedom with this step-by-step playbook to achieving your financial goals from the #1 New York Times bestseller of Money: Master the Game, Tony Robbins. Robbins, who has coached more than fifty million people from 100 countries, is the world’s #1 life and business strategist. In this book, he teams up with Peter Mallouk, the only man in history to be ranked the #1 financial advisor in the US for three consecutive years by Barron’s. Together they reveal how to become unshakeable—someone who can not only maintain true peace of mind in a world of immense uncertainty, economic volatility, and unprecedented change, but who can profit from the fear that immobilizes so many. In these pages, through plain English and inspiring stories, you’ll discover… -How to put together a simple, actionable plan that will deliver true financial freedom. -Strategies from the world’s top investors on how to protect yourself and your family and maximize profit from the inevitable crashes and corrections to come. -How a few simple steps can add a decade or more of additional retirement income by discovering what your 401(k) provider doesn’t want you to know. -The core four principles that most of the world’s greatest financial minds utilize so that you can maximize upside and minimize downside. -The fastest way to put money back in your pocket: uncover the hidden fees and half truths of Wall Street—how the biggest firms keep you overpaying for underperformance. -Master the mindset of true wealth and experience the fulfillment you deserve today. No matter your salary, your stage of life, or when you started, this book will provide the tools to help you achieve your financial goals more rapidly than you ever thought possible.

    Rating: 4 out of 5 stars
    4/5
  • You Need a Budget: The Proven System for Breaking the Paycheck-to-Paycheck Cycle, Getting Out of Debt, and Living the Life You Want
    You Need a Budget: The Proven System for Breaking the Paycheck-to-Paycheck Cycle, Getting Out of Debt, and Living the Life You Want
    You Need a Budget: The Proven System for Breaking the Paycheck-to-Paycheck Cycle, Getting Out of Debt, and Living the Life You Want

    Ebook

    You Need a Budget: The Proven System for Breaking the Paycheck-to-Paycheck Cycle, Getting Out of Debt, and Living the Life You Want

    byJesse Mecham

    Experience a life free of financial stress and transform your relationship to money with this indispensable guide—the first book based on You Need A Budget’s proven method that has helped hundreds of thousands of people break the paycheck to paycheck cycle, get out of debt, and live the life they want to live. No one should tell you what to do with your money—only you know what’s most important to you. Always guiding you back to your true priorities, Jesse Mecham will fundamentally change the way you think about your money and what it can do for you. His proven method—four, simple rules—will transform money management from a paralyzing burden to a powerful tool, putting you in total control of your life: Give Every Dollar A Job. Be intentional about what you want your money to do before you spend it. Embrace Your True Expenses. Break up larger, less frequent expenses into smaller, more manageable amounts. By saving monthly for insurance premiums, holidays, or car repairs, when the time comes, your money is ready and waiting to do its job. Roll With The Punches. When life changes, so must your budget. Make adjustments and move along. Flexible budgets succeed because they’re guilt-free, realistic, and sustainable. Age Your Money. As you repeat the first three rules, you’ll increase the time between the moment you earn a dollar and the moment you need to spend it. When your money is at least a month old, you’ll have finally broken the paycheck to paycheck cycle for good. This tried-and-true system has changed the lives of hundreds of thousands of people by teaching them how to take charge, adjust money habits, eliminate stress, and build the life they want to live. Don’t waste another month counting down the minutes until payday....

    Rating: 4 out of 5 stars
    4/5
  • Make Your Kid A Money Genius (Even If You're Not): A Parents' Guide for Kids 3 to 23
    Make Your Kid A Money Genius (Even If You're Not): A Parents' Guide for Kids 3 to 23
    Make Your Kid A Money Genius (Even If You're Not): A Parents' Guide for Kids 3 to 23

    Ebook

    Make Your Kid A Money Genius (Even If You're Not): A Parents' Guide for Kids 3 to 23

    byBeth Kobliner

    The New York Times bestseller that is a must-read for any parent! From Beth Kobliner, the author of the bestselling personal finance bible Get a Financial Life—a new, must-have guide showing parents how to teach their children (from toddlers to young adults) to manage money in a smart way. Many of us think we can have the “money talk” when our kids are old enough to get it…which won’t be for years, right? But get this: Research shows that even preschoolers can understand basic money concepts, and a study from Cambridge University confirmed that basic money habits are formed by the age of seven. Oh, and research shows the number one influence on kids’ financial behaviors is mom and dad. Clearly, we can’t afford to wait. Make Your Kid a Money Genius (Even If You’re Not) is a jargon-free, step-by-step guide to help parents of all income levels teach their kids—from ages three to twenty-three—about money. It turns out the key to raising a money genius isn’t to teach that four quarters equal a dollar or how to pick a stock. Instead, it’s about instilling values that have been proven to make people successful—not just financially, but in life: delaying gratification, working hard, living within your means, getting a good education, and acting generously toward others. More specifically, you’ll learn why allowance isn’t the Holy Grail when teaching your kid to handle money, and why after-school jobs aren’t always the answer either. You’ll discover the right age to give your kid a credit card, and learn why doling out a wad of cash can actually be a good parenting move. You don’t need to be a money genius to make your kid a money genius. Regardless of your comfort level with finance—or your family’s income—this charming and fun book is an essential guide for passing along enduring financial principles, making your kids wise beyond their years—and peers—when it comes to money.

    Rating: 4 out of 5 stars
    4/5
  • The 10 Pillars of Wealth: Mind-Sets of the World's Richest People
    The 10 Pillars of Wealth: Mind-Sets of the World's Richest People
    The 10 Pillars of Wealth: Mind-Sets of the World's Richest People

    Audiobook

    The 10 Pillars of Wealth: Mind-Sets of the World's Richest People

    byAlex Becker

    Think Like a Multimillionaire: Leave the 9 to 5 Behind. The world has led you to believe that financial freedom is not something you can willfully create in your life. You have been taught to view wealth as something that happens only to a lucky few who win a random business lottery or are blessed with unimaginable talent. The truth is that creating excessive financial wealth does not come down to luck or talent. It comes down simply to your beliefs, understanding, and views—the "pillars" that reinforce your every action. Alex Becker not only breaks down the most important pillars for you, but also shows you how to bring them into your life today to begin generating lifelong financial freedom. Discover how to: Successfully quit your 9 to 5 and take back your life without taking massive financial risks. Separate your time from money so that you are constantly getting paid (even in your sleep). Understand the lessons multimillionaires have learned through years of trial and error. Map out the exact steps needed to build million-dollar businesses. Skip time-wasting mistakes and learn how to make money quickly by focusing solely on what gets you paid.

    Rating: 5 out of 5 stars
    5/5
  • The Deals of Warren Buffett: Volume 1, The first $100m
    The Deals of Warren Buffett: Volume 1, The first $100m
    The Deals of Warren Buffett: Volume 1, The first $100m

    Ebook

    The Deals of Warren Buffett: Volume 1, The first $100m

    byGlen Arnold

    It took the world's greatest investor, Warren Buffett, nearly four decades to make his first $100m. The Deals of Warren Buffett - Volume 1 charts the series of investments that made up that journey. In revealing detail, and with a lucid descriptive style, experienced author and investor Glen Arnold explains Buffett's thinking behind these investment deals and shows how his cumulative returns compounded his wealth over time. In this formative period, from 1941-78, Buffett developed and honed the investment philosophy that would lead him to become so successful as his career progressed. But it was not all plain sailing - Buffett made mistakes along the way - and Arnold shows how Buffett learned through success and failure how to select companies worth backing. Arnold also includes insightful 'learning points' at the end of each chapter, which reveal how investors can learn from the craft of Warren Buffett to improve their own investing. Investments featured in this first volume include: GEICO, American Express, Disney, Berkshire Hathaway, See's Candies, and The Washington Post. With stories and analysis drawn from decades of investing experience, join Glen Arnold and delve deeper in The Deals of Warren Buffett!

    Rating: 5 out of 5 stars
    5/5
  • The Capitalist Code: It Can Save Your Life and Make You Very Rich
    The Capitalist Code: It Can Save Your Life and Make You Very Rich
    The Capitalist Code: It Can Save Your Life and Make You Very Rich

    Ebook

    The Capitalist Code: It Can Save Your Life and Make You Very Rich

    byBen Stein

    Provides accessible and hopeful message that building financial security is still with in reach of all Americans Will make a great gift for graduations or for anyone going through life/financial transition MARKETING EMAIL - 13 separate email campaigns to over 9 million Newsmax subscribers. Call to action for emails will be to retailers. Email will start 3-weeks prior to pub date and end 1-2 weeks after. NEWSMAX MAGAZINE - Full page ad month of pub date. Call-to-Action will be to retailers. Full page bundled offer ad 2-months following pub date. Total reach 300,000 subscribers NEWSMAX.COM - Combination of banner ads, native links, breaking links, book launch story and title ads beginning 1-day prior to launch and ending 2-week after launch. Total reach 2 million viewers. TV - Combination of TV author interviews, TV info panel and host reads, 30 second book promos, TV appearances and Bookumentary. Beginning day of launch until 1-2 months after launch. Total reach 1 million viewers. NATIONAL SIRIUS RADIO CAMPAIGN - Rush Limbaugh, Coast to Coast, Glenn Beck, Sean Hannity, Michael Savage NATIONAL MEDIA CAMPAIGN - Mornings with Maria, Fox & Friends, Morning Joe, CNN's Michael Smerconish, Fox

    Rating: 4 out of 5 stars
    4/5
  • The Truth About Your Future: The Money Guide You Need Now, Later, and Much Later
    The Truth About Your Future: The Money Guide You Need Now, Later, and Much Later
    The Truth About Your Future: The Money Guide You Need Now, Later, and Much Later

    Audiobook

    The Truth About Your Future: The Money Guide You Need Now, Later, and Much Later

    byRic Edelman

    New York Times best-selling author and legendary investment guru Ric Edelman reveals his forward-thinking guide on how technology and science will reshape the way we save, invest, and plan for the future. Technology and science are evolving at a blistering, almost incomprehensible pace. The Human Genome Project took 11 years and $2.7 billion to complete. Today, it would take two days to finish and cost less than getting a pizza delivered. It's estimated that 40 percent of the current Fortune 500 companies will no longer exist by 2025. In 2005, half a billion devices were connected to the Internet. By 2030, that number will reach one trillion. The traditional paradigms of how we live, learn, and invest are shifting under our feet. Ric Edelman has seen the future, and he explains how smart investors can adapt and thrive in today's changing marketplace. Using the same prophetic insight that has made him an iconic financial advisor, Edelman offers sound, practical investment advice through the lens of recent scientific and technological advancements. He illustrates how discoveries in robotics, nanotechnology, 3-D printing, solar energy, biotechnology, and medicine will redefine our life expectancies, careers, and retirements. As we live and work longer, Edelman provides clear advice on how to recalibrate the way we save for college, invest during our careers, and plan for retirement. The Truth About Your Future, featuring Edelman's proven advice and trademark humor, is a timely, must-have guide for anyone serious about successfully adapting to the ever-evolving financial landscape.

    Rating: 5 out of 5 stars
    5/5
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